TRANSPARENT PLANS
SIMPLE PRICING.
No $15/month dashboards. Pure, instant SMS financial telemetry.
14-DAY TRIAL
Explore with zero commitment.
$0
FREE FOR 14 DAYS
- 1 LINKED CARD
- 30 SMS ALERTS
- NO CREDIT CARD REQ.
★ MOST POPULAR
PENNYPING CORE
$49/year
($4.08/MONTH BILLED ANNUALLY)
- UP TO 5 LINKED CARDS
- UNLIMITED SMS ALERTS
- MULTI-SPLIT RULES
- WEEKLY & MONTHLY DIGESTS
- QUIET HOURS SCHEDULER
PRO / FAMILY
For households & power users.
$89/year
($7.41/MONTH BILLED ANNUALLY)
- UNLIMITED BANK CARDS
- MULTI-PHONE BROADCASTS
- CUSTOM SMS SCHEDULES
- PRIORITY CARRIER ROUTING
ESTIMATED MONTHLY SAVINGS CALCULATOR
Real-time point-of-sale awareness curtails impulse spend by ~8.5%.
+$323/MO
MONTHLY SPEND: $3,800PROJECTED SAVINGS: $323/MO
COMPARISON MATRIX
| FEATURE | PENNYPING | YNAB | MONARCH |
|---|---|---|---|
| PRICE | $49/YR ($4.08/MO) | $14.99/MO ($109/YR) | $14.99/MO ($100/YR) |
| INTERFACE | 100% SMS NATIVE | APP / SPREADSHEET | APP / SPREADSHEET |
| SUB-SECOND SWIPE ALERTS | |||
| AUTO-SPLIT RULES | MANUAL | MANUAL |